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  • Home Loan

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  • Mortgage Loan

Home Loan

We offer the following home loan related products:

  • NEW HOMES
  • RESALE HOMES
  • CONSTRUCTION LOANS
  • BALANCE TRANSFER
  • HOME IMPROVEMENT LOANS
  • HOME EXTENSION LOANS
  • PLOT LOANS
  • SHORT TERM BRIDGING LOANS
  • RURAL HOUSING LOANS

Documentation Requirement

Documents required for Loan Sanction: (Common to applicant and co applicant)

  • Latest six months salary slip or salary certificate in original
  • Latest six months bank statement (Overseas,NRE / NRO & saving A/c) in original
  • A copy of the passport and visa duly notarised
  • Proof of identity and address self attested and duly notarised
    • Identity : pan card or passport or driving license or employer id card or voter id card
    • Address: passport or telephone bill or ration card or employer letter or bank stmt
  • A copy of the appointment order from the latest employer
  • A copy of the relieving order from the last employer
  • Biodata with details on family, education and employment background
  • Company profile (brochure or a print out from the about us section of the website)
  • Repayment track / Closure letter of other loans availed (If any)
  • One NRE / NRO cheque leaf for processing fees

Documents required after sanction for disbursement of the loan:

  • Original sale agreement between the applicant and builder
  • Original own contribution reciepts
  • Letter from builder permitting mortgage in favour of..............
  • Original construction agreement with the builder
  • Demand letter from the builder to release payment
  • Authorisation letter to issue the cheque in favour of the builder
  • Non Judicial Stamp Paper for 0.5% of the loan amount (maximum Rs:25000/-) To be registered.
  • Electronic Clearance Service form with bank seal and 1 cancelled cheque leaf (Format attached)
  • One cheque leaf for pre emi

Following are the documents you would need to submit for all applicants / co-applicants along with the completed and signed Application Form for loan approval:

Proof of both, identity and residence (any 1)

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • PAN Card with Allotment Letter

Proof of income

  • PAN, TAN Card
  • Income Tax Returns along with computation of income for the last 3 Assessment Years
  • Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures/Schedules (Points 2 & 3 should be of both the individual and the business entity and attested by a CA)
  • Last 6 months’ Current A/c Statements of the business entity and
  • Savings Account Statements of the individual

Other documents

  • Business Profile
  • Latest Form 26 AS
  • List of Directors and Shareholders with their individual shareholding
  • certified by a CA / CS in case of the business entity being a company
  • Memorandum and Articles of Association of the Company
  • Partnership Deed in case of the business entity being a partnership firm
  • Details of ongoing loans of the individual and the business entity including the
  • outstanding amount, instalments, security, purpose, balance loan term, etc.
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  • Cheque for processing fee favouring Banker.

Property related documents

  • Copy of the Allotment Letter / Buyer Agreement
  • Receipt/(s) of payment/(s) made to the developer


All documents to be self attested.
The above list is indicative in nature and additional documents can be asked for.

Following are the documents you would need to submit for all applicants / co-applicants along with the completed and signed Application Form for loan approval:

Proof of both, identity and residence (any 1)

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • PAN Card with Allotment Letter

Proof of income

  • PAN Card
  • Last 3 months' Salary Slips
  • Last 6 months' Bank Statements, showing salary credits
  • Latest Form-16 and IT returns

Other documents

  • Employment Contract / Appointment Letter in case current employment is less than 1 year old
  • Last 6 months' Bank Statements showing repayment of any ongoing loans
  • Passport size photograph of all the applicants / co-applicants to be affixed on the
  • Application Form and signed across
  • Cheque for processing fee favouring the banker

Property related documents

  • Copy of the Allotment Letter / Buyer Agreement
  • Receipt/(s) of payment/(s) made to the developer


All documents to be self attested.
The above list is indicative in nature and additional documents can be asked for.

Common to applicant and co applicant

  • Latest six months salary slip or salary certificate in original
  • Latest six months bank statement (Overseas,NRE / NRO & saving A/c) in original
  • A copy of the passport and visa duly notarised
  • Proof of identity and address self attested and duly notarised
    • Identity : pan card or passport or driving license or employer id card or voter id card
    • Address: passport or telephone bill or ration card or employer letter or bank stmt
  • A copy of the appointment order from the latest employer
  • A copy of the relieving order from the last employer
  • Biodata with details on family, education and employment background
  • Company profile (brochure or a print out from the about us section of the website)
  • Repayment track / Closure letter of other loans availed (If any)
  • One NRE / NRO cheque leaf for processing fees